Commercial Truck Insurance in Colorado

 Fast approvals. Competitive rates. We help trucking operations of all sizes get insured — from new ventures to large fleets and complex, hard-to-place risks — by structuring submissions to maximize approvals and deliver the best possible pricing. 

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Why Choose TORQ Insurance?

Specialized in Trucking

Specialized in Trucking

Specialized in Trucking

Front view of a secure truck with a green shield and checkmark.

 We focus exclusively on trucking insurance, giving us a deeper understanding of the risks, coverages, and market requirements needed to get deals approved.

Fast Turnaround

Specialized in Trucking

Specialized in Trucking

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 We move quickly to review your risk and deliver quotes, helping you secure coverage without delays or unnecessary back-and-forth. 

Hard-to-Place Risks

Specialized in Trucking

Hard-to-Place Risks

Two puzzle pieces with a yellow warning sign overlay.

 We have experience handling complex trucking risks, helping place accounts that may be declined or difficult to insure elsewhere. 

Carrier Access

New Venture Solutions

Hard-to-Place Risks

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 We have access to multiple trucking insurance markets, allowing us to place a wide range of risks with competitive coverage and pricing options. 

New Venture Solutions

New Venture Solutions

New Venture Solutions

A new warehouse with a delivery truck loading boxes.

 We work with new trucking ventures, helping secure coverage while navigating underwriting requirements and market expectations. 

Small & Large Fleets

New Venture Solutions

New Venture Solutions

Two delivery trucks, one blue and one white, side by side.

 We work with fleets of all sizes, providing flexible coverage solutions that support growth and evolving operational needs. 

Our Partners

Get peace of mind with Torq Insurance Agency, Your protection is our priority.

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Commercial Truck Insurance in Colorado for Owner-Operators & Fleets

Auto Liability

Motor Truck Cargo

Physical Damage

 Covers bodily injury and property damage caused by your trucks while operating on the road. Required for for-hire carriers and the foundation of your policy. 

Physical Damage

Motor Truck Cargo

Physical Damage

 Protects your trucks and trailers from collision, theft, fire, and other physical losses. Coverage is tailored based on your equipment and values. 

Motor Truck Cargo

Motor Truck Cargo

Motor Truck Cargo

 Protects the freight you’re hauling against damage or loss. Coverage can be customized based on commodity type and limits. 

General Liability

Trailer Interchange

Motor Truck Cargo

 Covers non-driving exposures, including loading and unloading, on-site risks, and general business liability tied to your operations. 

Reefer Breakdown

Trailer Interchange

Trailer Interchange

 Protects temperature-controlled freight in the event of refrigeration unit failure, helping cover loss or damage due to spoilage. 

Trailer Interchange

Trailer Interchange

Trailer Interchange

 Covers trailers you don’t own while in your possession under a trailer interchange agreement, including damage or loss. 

And Many More Coverages!

And Many More Coverages!

And Many More Coverages!

How It Works?

Submit Your Information

We Review & Structure Your Risk

We Review & Structure Your Risk

 Fill out the Request a Quote form with your basic information, and we’ll get back to you quickly with a formal application and start working your quotes right away. 

We Review & Structure Your Risk

We Review & Structure Your Risk

We Review & Structure Your Risk

 We evaluate your operation in detail, including exposures, driver history, and operational factors, and structure your submission to meet underwriting expectations and maximize approval and pricing outcomes. 

We Shop the Right Markets

We Review & Structure Your Risk

Receive Quotes & Get Covered

 We submit your risk to the carriers best suited for your operation, including both standard and specialty markets, to secure the most competitive coverage and pricing based on your specific risk profile. 

Receive Quotes & Get Covered

We Review & Structure Your Risk

Receive Quotes & Get Covered

 Review your coverage options, compare pricing and terms, and select the best fit for your operation, then bind coverage quickly to keep your business moving without delays. 

Frequently Asked Questions

Please reach us at info@torqinsurance.com if you cannot find an answer to your question.

Most quotes are delivered within 24–36 hours depending on the complexity of the risk and how quickly we receive required information. 


Yes — we work with new ventures as well as established fleets, helping navigate underwriting requirements and secure the right coverage from the start. 


Pricing is based on several factors including driving history, years of experience, equipment, cargo type, radius of operation, and prior loss history. 


 Yes — we specialize in working with complex risks and have access to markets that can handle accounts that may not qualify with standard carriers. 


Complete our request a quote form and our team will follow up promptly, provide a formal application, and begin working on your submission right away. 


 If you need to file a claim, contact us immediately by phone or email at claims@torqinsurance.com. We will walk you through the process, request any required documentation such as a police report if applicable, and file the claim on your behalf as quickly as possible. 


Ready to Simplify Your Trucking Insurance?

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Need a quote or have questions?

 Call or email us — we move fast and make the process easy. 

Torq Insurance Agency LLC.

Phone: 720-841-2767 Email: info@torqinsurance.com Quotes: quotes@torqinsurance.com Claims: claims@torqinsurance.com CO License #:940580 NPN #:22172206

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

Closed

Sun

Closed

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